Sessions, not sales calls

Every appointment here is a working session: documents read in advance, limits and exclusions marked up, and a written summary at the end whether or not you move your policy.

Choose your session

Coverage reviews, new quotes, business insurance, life and income, and claim walkthroughs. All free to book.
Annual policy audit
60 minFree
A once a year pass over every policy you hold. We check limits against current rebuild and replacement costs, reconcile the discounts you were promised against the discounts actually applied, and put the renewal dates on one page.
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Claim support session
30 minFree
Something happened. We read your policy against the loss, explain what the adjuster is likely to ask for, and help you document it properly before the first call. We advocate for the claim; the carrier decides it.
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Claim Walkthrough Session
30 minFree
Something happened and the paperwork is not making sense. We walk through the loss, the adjuster letter and your policy language together, tell you what the carrier is likely to pay, and help you organise what to send next.
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Coverage review call
45 minFree
A licensed agent reads your current declarations pages with you, marks the limits and deductibles that look thin, and explains the exclusions that decide what a claim pays. You leave with a marked up copy and a short list of fixes, whether or not you move your policy.
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Coverage Review: Home and Auto
45 minFree
A line-by-line read of your current home and auto policies. We mark the limits that are too low for what you own, the deductibles that would hurt in a real claim, and the exclusions most people never notice until they file. You leave with a written summary, no obligation to move your policy.
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Drywall Hanging and Taping
480 minFree
Full-service drywall installation and professional taping. We hang, tape, bed, and finish to the level your project requires. Quoted per project after site assessment.
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What to bring

The declarations page for each policy you hold now, your renewal dates, and anything that changed since the policy was written: a new driver, a remodel, a vehicle, a tenant, a business run from the house.

For a claim walkthrough, bring the claim number and every letter the adjuster has sent, including the estimate. We would rather read the carrier's own words than a summary of them.

Nothing is bound during a session. Coverage begins only when a carrier issues a policy with an effective date you can read.

Booking questions

Is there a fee or deposit?

No. Every session on this page is free to book, with no deposit and no agency fee.

Can we do this by phone?

Yes. Most reviews work well by phone once the documents are uploaded in advance.

How late can I reschedule?

Claim walkthroughs up to twelve hours before, all other sessions up to twenty four hours before.